Effective Date: 24/11/2025
Beagle Pay Ltd (“Beagle Pay”, “we”, “our”, “us”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our website, purchase our products, or enter into an agreement with us.
This policy is provided in accordance with the UK GDPR, the Data Protection Act 2018, and other applicable privacy laws.
- Who We Are
Beagle Pay LTD
Registered Address: 182–184 High St N, London E6 2JA
Company Number: 12345678
Website: www.beaglepay.co.uk
We are the data controller of the personal information you provide to us.
- Information We Collect
We may collect and process the following types of personal data:
2.1 Personal Information
Full name
Date of birth
Home address and previous addresses
Email address
Phone number
IP address and device information
2.2 Financial Information
Bank account details (for Direct Debit)
Transaction and payment history
Outstanding balance information
2.3 Identification (KYC) Documents
To comply with anti-fraud and identity verification laws, we may collect:
Passport or driving licence
Proof of address (utility bill, bank statement, council tax letter)
Bank verification data
Biometrics (if using electronic ID verification platforms)
2.4 Credit & Risk Data
Credit reference data from third parties (where applicable)
Fraud prevention and risk assessment data
- How We Use Your Data
We use your information to:
✅ Process your application and orders
✅ Set up and manage payment plans
✅ Carry out credit and affordability checks
✅ Conduct KYC and anti-fraud checks
✅ Recover outstanding debts (if necessary)
✅ Deliver goods and provide services
✅ Communicate with you regarding your account
✅ Improve our website and services
✅ Meet legal and regulatory obligations
We will never sell your data to third parties for marketing purposes.
- Legal Basis for Processing
Under UK GDPR, we process data on the following legal bases:
Performance of a contract
Legal obligation (KYC, fraud, financial reporting)
Legitimate business interests
Consent (for marketing communications only)
- Sharing Your Information
We may share your data with:
5.1 Service Providers
Identity verification (KYC) providers
Payment processors (Direct Debit providers)
Delivery companies
Website hosting and analytics providers
5.2 Credit & Debt Recovery
Debt collection agencies
Solicitors and legal representatives
Credit reference agencies (where permitted)
Tracing agencies (for overdue accounts)
All third parties are required to maintain the security of your data and use it only for authorised purposes.
- Debt Recovery & Arrears
If your account falls into arrears, your information may be shared with a third-party debt recovery agency or legal team for the purpose of recovering outstanding sums.
By using our services, you expressly consent to this sharing where necessary.
- Website & Cookies
We collect limited usage data through cookies to help improve your experience. This may include:
Pages viewed
Time spent on the website
Device and browser type
You can disable cookies through your browser settings at any time.
- Data Retention
We only keep your personal data for as long as required:
To fulfil your agreement
To comply with legal requirements (usually up to 6 years)
To resolve disputes or enforce agreements
After this period, your data is securely deleted or anonymised.
- Data Security
We use technical and organisational safeguards including:
Encrypted storage
Secure servers
Restricted access
Firewall protection
Only authorised staff and approved third parties can access your data.
- Your Rights (UK GDPR)
You have the right to:
✔ Request a copy of your data
✔ Correct inaccurate data
✔ Request deletion (where legally possible)
✔ Object to processing
✔ Restrict processing
✔ Withdraw marketing consent
✔ Lodge a complaint with the ICO
To exercise your rights, email: [Insert Email]
- Marketing Communications
We will only send marketing communications if you opt in. You can unsubscribe at any time.
- Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy policies or practices.
- Changes to this Policy
We may update this policy periodically. Any changes will be posted on our website.
- Contact Us
If you have questions about this policy or your data, contact:
📧 Email: hello@beaglepay.co.uk
📍 Address: 182–184 High St N, London E6 2JA